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• I want to purchase a first-hand property (Purchased from developers)
  • Step 1: Ascertain whether the estate agent is acting solely on behalf of the developer
  • Step 2: Carefully consider all payment obligations and affordability
  • Step 3: Carefully review the property information
  • Step 4: Beware of misleading advertisements
  • Step 5: Set out promises of incentives in writing
  • Step 6: Estate agents must not offer loans to prospective purchasers
  • Step 7: Estate agents must not make promises on mortgages
• I want to purchase a second-hand property
  • Step 1: Find a flat to purchase/ look up advertisements
  • Step 2: Appoint licensed estate agents
  • Step 3: Sign the “Estate Agency Agreement”
  • Step 4: Inspect properties on site
  • Step 5: Pay attention to the property information
  • Step 6: Price negotiation
  • Step 7: Cooperate with estate agent in customer due diligence measures
  • Step 8: Enter into provisional sale and purchase agreement
  • Step 9: Mortgages
  • Step 10: Signing formal agreement for sale and purchase and deliver vacant possession upon final inspection
• I want to purchase a subsidised property